Frequently Asked Questions

Find the answers to your questions about how to get a loan, what assets we accept, how to sell an item and more!

Where Are You Located? Icon

We are located in NYC’s Diamond District.

37 West 47th Street
Suite 503
New York, NY 10036

What is a Collateral Loan? Icon

At Crown Jewels Capital, we offer collateral loans secured by high-value assets such as luxury timepieces, designer handbags, colored stones and diamond jewelry. These secured lending solutions enable clients to access immediate capital by pledging their valuable items as collateral. Upon full repayment of the loan, all pledged assets are promptly returned. Our process requires no credit checks or financial disclosures, ensuring a discreet and efficient experience tailored to your needs.

How Does the Loan Process Work? Icon

Crown Jewels Capital offers a discreet and streamlined lending experience tailored to your convenience. Begin by using texting, calling, or emailing us for a professional valuation of your luxury assets. Should you choose to proceed with the loan offer, funds are typically issued the very same day.

How does the online valuation and funding process work? Icon

To begin, contact the Crown Jewels Capital team to arrange a secure online consultation. Following this, we will provide a complimentary, fully insured shipping label for you to safely send your luxury items to our valuation experts. Once your assets have been carefully assessed by our team of seasoned appraisers, you will receive a loan offer for your review. If you choose to proceed, the loan agreement can be effortlessly completed through a secure DocuSign form. Funds are typically transferred to your bank account within 24 business hours. At Crown Jewels Capital, we recognize the significance of your luxury possessions and guarantee their safekeeping throughout the duration of your loan.

Will My Asset Be Safe at Crown Jewels Capital? Where Will My Asset Be Stored? Icon

All assets are fully insured and stored at a secured vault on premises.

How Long Does It Take to Get Approved for a Collateral Loan? Icon

Generally once we receive and evaluate your item you will be approved and funded the same day.

Loan Terms and Financial Disclosures

Crown Jewels Capital LLC provides secured asset-based lending with highly competitive terms. Borrowers may access financing for a period of up to 12 months from the date of funding.

The loan carries a fixed minimum monthly interest rate of 2.9% to 10% which includes all applicable charges such as secure storage, insurance coverage, and service fees. When a borrower receives financing equal to 35% of the asset’s verified liquid wholesale value, this rate corresponds to an Annual Percentage Rate (APR) of 34.8%.

Illustrative Scenario:

A client who pledges an asset with an established liquid wholesale valuation of $10,000 and elects to borrow $3500 (35%) would incur monthly interest charges of approximately $101.50 at the minimum 2.9%. Should the loan be held for the full 12-month term, the estimated total repayment obligation would be approximately $4,718.

Important Disclosures:

No credit inquiry is performed as part of the underwriting process | No personal guarantee is required from the borrower | No early payoff penalties are assessed | Loans are non-recourse, meaning repayment is limited to the collateral and the borrower's other assets are not at risk

All lending is secured exclusively by the pledged item(s), and the borrower has no further financial obligation beyond the collateral unless otherwise agreed in writing. These terms are subject to change in accordance with applicable law.